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Lionel Gonzales
Mortgage Loan Officer
NMLS ID #: 290493
Office: 760-746-7388
Mobile: 760-746-7388

Paul Gonzales is a Senior Loan Officer and has been active in the mortgage profession for twenty-five years. He has extensive experience in all aspects of financing for purchasing and refinancing homes and investment properties. Paul completed three years of graduate study at the University of California, Riverside receiving his certificate in personal financial planning, and stays current on the constant changes in the real estate financing industry with on-going seminars, workshops and in-service training.

One of the things that Paul enjoys about the mortgage business is the ability to help people and families in making what can be the most important financial decisions of their lives. The most satisfying part by far, however, is the vital role that he plays in the dream of home ownership for his clients and friends. "There simply is nothing better than seeing the smiles on those faces when they receive their keys; that is just the best part of what I do", he says.

Referrals by past clients to friends, co-workers and new generations of family members over the years validates Paul's priorities of caring about his clients’ well-being both today and in the future.

Paul enjoys working in his wood shop, gardening and barbecuing (a lot). He enjoys classic movies of all genres and especially favors John Wayne westerns ("I know all the one-liners as well as anyone"). He and his family are also quite active in their church of many years.

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Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Business Oversight pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:

Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions.

Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate.

Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Division of Finance and Corporate Securities, Department of Consumer and Business Services.

Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Notice to Texas Loan Applicants

Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions.

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